LIVING MOMENTS N° 7

CAPITAL BANK I KITZBUEHEL 75 Living Moments GRAWE banking group is still under the umbrella of this company and this highest body is still managed by an able successor to the founding father today. This family mem- ber sets the course and appoints the operational manage- ment of the group. The structure of the company means that none of the profits from 190 years of insurance, bank- ing and property business have ever left our group. We call it “accumulated strength”. A COMMON GOAL BINDS US ALL Why did the insurance company decide to buy a bank back then? The aim was, and still is, professional, independent and responsible management of the wealth that has been created since the company was founded. The group’s own investment company, “Security”, looks after long-term as- set preservation with plannable returns. That’s our own- er’s top priority. Your assets get the same attention, care and professionalism as those of our owner. Private banking guarantees consultancy in its most in- dividual and personal form. It is a special relationship in all asset-related matters. In order to achieve a balance in total asset consulting, we have become an important point of contact for property financing for our customers, es- pecially in the Kitzbühel area. Our customers also benefit from close cooperation with outstanding property brokers on matters of capital investment, owner occupation and large-scale projects. This cooperation often lasts for gen- erations, and that takes real trust. ONLY THE BEST IS GOOD ENOUGH Our owner trusts our asset management skills, with good reason. We won’t delegate your trust. We only hand over aspects of management to others if they have specialist knowledge in a specific area and have passed our exam- inations, but we do not have any obligations to anybody. We only work with the best. Many years of experience have also shown us that there is no such thing as the best manager. We can only place our complete trust in our col- leagues within the banking group. We work with them on a daily basis. We know their strengths, but also their weak- nesses. That’s why we prioritise recommending our own solutions. FAIR & HONEST We have learned from the financial crisis. As the first bank in Austria, we chose a clear and simple payment model - for the benefit of our customers. Our motto is “fair and honest”. If somebody is paid by third parties for recom- mending products, their focus isn’t on you. It’s a weakness in the system that leads to flawed advice. If you entrust your investment decisions to us - in asset management and in our fund solutions - we guarantee that we are not being paid by a third party. At your request, we only re- ceive payment for success. We think that’s fair. That’s why we call it a fairness guarantee. Capital Bank guarantees fairness and honesty in banking, which is why we were once again awarded first place in Europe in the category “Transparency” by the European private banking testing institute “Fuchsbriefe”. Nobody can see into the future, but we can give honest advice. Don’t invest in chance - why we don’t trust forecasts Predictions sell well, and they sell best against a backdrop of fear or envy. If you base your financial investments on forecasts, you are investing in chance. We focus on the plannable result, and prefer a scientifically sound ap- proach over forecasts by analysts. And we prefer unspec- tacular profits to spectacular losses. We can take you with us, if you like. Expect more than just a private bank Investment is our core business. You also benefit from the expertise of the entire group. Are you looking for a prop- erty? Do you need finance? Ask your consultant. They will actively support you. That’s a promise. www.capitalbank.at CAPITAL BANK – GRAWE GRUPPE AG CAPITAL BANK Kitzbühel Franz-Reisch-Straße 1 A-6370 Kitzbühel, Austria Tel.: +43 (0) 5356 66309 office.kitzbuehel@capitalbank.at Fotos: © CAPITAL BANK – GRAWE GRUPPE AG , Shutterstock